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Property Lending Made Easy

Real estate lending made simple. Since 2015, we’ve been providing brokers with alternative mortgage products to help them increase settlements and conversion rates for their clients.

Call Us: 1300 766 074
Your time matters. Engine Capital delivers multiple lending options, so you can skip the back-and-forth with lenders.

Assisting mortgage brokers in supporting small and medium-sized businesses with commercial loans.

We specialise in assisting mortgage brokers as they guide small and medium-sized businesses (SMEs) through the commercial loan process. By offering expert advice and tailored solutions, we help brokers secure the best financing options for their clients, making it easier for SMEs to grow and thrive.

The alternative source for mortgage lending outside traditional banks.

We provide a flexible, competitive alternative to traditional banks for mortgage lending, offering simpler and more accessible financing options.

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3,000,000,000

Founder settlements

We’ve facilitated over $3 billion in property lending settlements, empowering property investors and developers with the capital needed to drive successful projects.

Urgency

Need funding quickly? Is there are pressing property settlement coming up? We’re able to approve applications the same day and complete settlements inside a week.

Credit Impaired

Tax debt, arrears, or financials not up to date? We’re able to look at each case individually and find ways to say yes where other lenders say no.

Size

We lend from $100,000 up to $40,000,000 – meaning as a broker, you can solve more transactions in one place rather than having to know 100’s of other lenders ‘niches’.

Construction

Australia is under construction! Get your clients building faster with less hurdles than the banks.

Bridging

Is your client acquiring assets whilst selling down other property? We’re here to help from one day, one week, one month, one year or even longer.

First & Second Mortgages

Stretching to reach solutions that other lenders cannot meet. We offer multiple options to get sensible deals done.

Proven Expertise

With years of experience in the industry, we bring deep knowledge and insights to help you navigate the complexities of property funding. Our team’s expertise ensures tailored solutions, competitive rates, and fast approvals, empowering your business to grow seamlessly.

Call: 1300 766 074

Problem Solvers

We stay ahead of the curve by leveraging cutting-edge solutions to simplify property financing. Our innovative approach reduces complexity, accelerates approvals, and minimises paperwork, giving you a seamless experience.

Call Today: 1300 766 074

Broker Testimonials

Hear from brokers who trust our services. Their experiences speak volumes about our commitment to delivering exceptional results, from fast approvals to tailored solutions.

Engine Capital has been great to deal with. Especially with the challenging and somewhat not vanilla and straightforward transactions. Where other private lenders may have ordinarily given up on the transaction or to ask and insist for information that is not available, Engine looks beyond the traditional private lending box.

Keith HoFinance Made Simple

Engine Capital are an exceptional partner to work with as a broker. Consistently providing competitive rates and speedy settlements. Both Danny and May are dedicated to finding a solution for every deal presented to them. I highly recommend Engine Capital for anyone looking for reliable financing solutions!

Angus ClarebroughSafeguard Debt Advisory

We were recommended Engine Capital by another broker and our experience with Danny and May has been nothing but pleasant and fast. Engine Capital have a range of products to suit different clients who have different objectives and timeframes. We will continue to support Engine Capital as they are willing to go above and beyond to try and assist our clients.

Adrian LeeLendwise Financial Group

Engine Capital is setting new standards for the non-code lending industry. Clear and concise communication, extremely competitive pricing along with speed o to market, the team at Engine Capital will continue to see transactions from Blue Crane.

Chris HallBlue Crane Capital

Our client was looking for funding to assist with the subdivision of her property.
The timing from Engine Capital was good, but the client delayed the process.
Yes, we would use Engine Capital again.

Oktay SengozKredi Home Loans

Engine provides solutions for brokers and borrowers with efficiency, competency and transparency. Straight shooting from top to bottom and most important, deliver what they promise. Engine is reliable, always accessible and will happily provide reference to their overall operation...Why I came to you?...Originally was referred from another lender I believe looking for a 2nd RM. What stood out was how quickly term sheet was provided in a professional format and accessibility to yourself for any questions/queries. Time kills deals and having someone you can rely on provide support quickly and efficiently is very important to my business....Why I’ll come back?...When things are going good – everyone’s happy. When something goes wrong is a true test of character. Having a lender you can work with and through difficult times is also very important. Notwithstanding Engine provides solutions & sharp facilities which are competitive in a cut throat market and always completes on what’s promised.

Jack PunchTesoro Financial

Danny Adams and the team at Engine Capital are extremely helpful, knowledgeable and have various solutions for more complicated scenarios...I'm glad that Danny reached out to me a few years ago when he was first setting up Engine Capital. Aside from friendly service and quick decisions from credit, the team are dynamic to help you and your customer get to settlement on time...My clients are satisfied with the product range, and after settlement service which adds up to more happy and satisfied clients to me as their broker...If you haven't already tried to place a deal with Engine Capital, I would recommend you give them a go and see how they compare to your current suite of lenders. Once you do one settled loan with Engine, I'm sure you'll do more, its quite simple. I would recommend Engine Capital for many of your clients business and investment lending needs.

Adam GreenAll My Lending Matters

By way of testimonial, just want to confirm again, that it was a pleasure working with Engine Capital on the commercial property transaction in Holgate, NSW, transaction. As a commercial broker I’m quick at determining lenders capability i.e. superpowers – and couldn’t be more impressed with Engine capital’s level of service. The team demonstrated exceptional flexibility, especially with their valuation assessment process, which was crucial for meeting the specific needs of this transaction. Engine worked efficiently and ensured that all legal documentation was completed within an impressive 10-day turnaround. This quick response was invaluable, allowing us to stay on schedule and maintain momentum to complete settlement. Engine Capital’s commitment to a smooth, client-focused process was evident at every step, making them an outstanding lending partner to work with. I would highly recommend Engine Capital to anyone seeking a reliable, agile, and professional lending partner who truly understands the importance of speed and adaptability in today’s business lending market. Flexibility over pricing always wins with scenarios like Holgate.

Danny AlvarezSimplicity

Reason I refer to Engine is the honest transparency of Engine. If a deal can be done it is a quick yes. May and Danny know their products, and have an extensive understanding of when a loan can be facilitated...We recently settled with Engine, where the client had an end of month deadline, and we met the deadline and all the client expectations.

George KaragiannisCali Capital

I was approached through Linked In and was initially not overly interested as its quite common to be approached this way for business relationships. A deal then ended up in front of me and I thought I would give Engine a go and they were the only ones willing to lend on the deal and the relationship bloomed from there. I have enjoyed working with and also getting to know Danny. The deal process is smooth, even when sometimes the scenario itself may not be. I continually recommend Engine to clients and colleagues.

Luke CamilleriMortgage Choice

IBN has been in business partnership with Engine Capital since it first launched.
We had a long-term relationship with Director Danny Adams for many years via his previous roles at other Lending Institutions. Due to that relationship, we were very happy to support his new venture with Engine Capital...We have settled approx. 10 loans so far this year with more on the horizon...Danny and his team have been very supportive with a quick process to analyse deals and be able to provide terms to win deals...Where other lenders are restricted on post code locations, Danny has been able to work around these issues to provide a solution for our clients...We see Engine Capital as our go to Lender for the future

Paul O'RourkeIBN Private

Latest News & Insights

Get up-to-date on property lending trends, expert advice, and industry news to help you make informed decisions and stay ahead in the market.

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Recovery Practices in Non-Bank Lending

10 December 2024
In these challenging economic times, a record number of small and medium businesses as well…

How Accurate are your Property Valuations? Reasons why EMV and RMV vary.

12 October 2024
Property valuation is a big deal in the world of commercial lending. Whether you're a…

What does “pause” mean?

5 April 2023
After a long series of interest rate hikes, the Reserve Bank of Australia (RBA) has…

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    Get In Touch

    We’re big enough to reliably fund transactions, and small enough that you’ll get to know our names personally.

    Don’t listen to hold music or leave voicemails that never get returned. Call today to find out why more brokers are diversifying their lender toolkit.

    Are you prepared to take your business to the next level?

    Our tailored commercial property loan solutions provide the financial support you need to expand, invest, or acquire new premises. Let us help you secure the right funding to take your business to the next level.

    Call Us: 1300 766 074