Self-declaration product for SMEs with regional non-metro securities or SMEs requiring a second mortgage.


Loan Amount
$250,000 – $3,000,000
Loan Term
12 – 36 months
Max LVR
Up to 70%
Interest Rates
From 10.45%
Flexible credit policy
We understand that life happens and personal circumstances change. We impose no minimum credit scores. Non-residents, ATO debt and credit impairments don’t need to complicate or kill your deal.
Speed is everything
No app forms or built in servicing calculators means fast settlements.
All securities & locations accepted
We understand property so we have no postcode or security type restrictions.
For SME’s, Investors, Developers, Builders & More
The Commercial Dynamic product is designed for SMEs, investors, developers, builders and complex family trusts or groups with or without track record seeking a fast and simple business loan secured against all property types across Australia.
Empower Businesses
The Commercial Dynamic loan offers fast, accessible financing for SMEs, investors, developers, and builders, providing quick capital access with flexible property-secured options across Australia.
Quick, Dependable Financial Solutions
Whether you’re an SME in need of operational funding, an investor eyeing new opportunities, or a developer ready to bring a project to life, Commercial Dynamic is built to support your vision. We recognise that business and investment require quick, dependable financing solutions, so we’ve streamlined the process to be efficient and straightforward, allowing you to focus on growth rather than red tape.
Frequently Asked Questions
Who is eligible for this product?
Companies; trusts with a company trustee; SMSF’s that are obtaining the loan for business purposes.
How quickly can you settle the loan?
Engine Capital can facilitate settlements as quickly as 72 hours subject to the applicant providing all the required information upfront to enable assessment of the loan.
What security types do you accept for the product?
We can consider residential, commercial, land and even specialised assets.
Is cashout permitted for this product?
Absolutely. There are no restrictions on cashout amounts on any of our products.
Please complete the form to submit an enquiry.
Get In Touch
We’re big enough to reliably fund transactions, and small enough that you’ll get to know our names personally.
Don’t listen to hold music or leave voicemails that never get returned. Call today to find out why more brokers are diversifying their lender toolkit.
Ready to scale your business?
Our customised commercial property loans give you the financial boost to expand, invest, or acquire new premises. We’re here to help you secure the funding for your success.