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Commercial Constructor

The Commercial Constructor product is designed for property developers seeking a competitive and flexible construction loan that does not come with the high hurdles imposed by banks.

Loan Amount

$1,000,000 – $40,000,000

Loan term

12 – 24 months

Max LVR

Up to 70%

Interest rates

From 10.75%

Flexible credit policy

Not all construction projects are made equal. The project, builder, Sponsors and market all factor into the equation. We tailor solutions after assessing each transaction on its’ merits.

Team expertise

Our team have experience from small single dwelling developments to CBD skyscrapers. You can count on us for knowledge, expertise and a fast response.    

Residual stock

With our comprehensive product suite, we can help with refinancing any residual stock on completion of your project.

Frequently asked questions

Who is eligible for this product?

Companies or trusts with a company trustee that are obtaining the loan for construction purposes.

Will you consider no pre-sales?

It depends. Construction loans can be complex which means each transaction should be assessed on its’ own merits taking into consideration the complexity of the project; market depth and risk; the strength and experience of the builder and Sponsors.

How does repayment work on construction loans?

Generally we will capitalise fees and interest into the loan limit

Is cashout permitted for this product?

Absolutely. There are no restrictions on cashout amounts on any of our products. We can consider cashing out up to 50% of the land value at settlement if required.