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About Us

We offer secured property loans to SMEs and developers, partnering with brokers to provide flexible lending solutions when other lenders’ rules are too restrictive.

Core Values

Our core values are at the heart of what we do and reflect what is important to us, how we do business and fulfil our vision.

Ready, Aim, Fire!

We get Ready and show up early with an ‘obsession’ mindset.

We Aim high, by choosing efficiency over simply being busy.

We place the important over the urgent, dodging rework.

We persevere and maintain course to completion.

Fearless

We believe in picking the right battles, never giving up.

We acknowledge that sometimes we need to ‘fail  fast’  in order to learn.

Principled

We live by doing right by our customers and stakeholders.

Trust, Honesty, and Transparency are our core tenets.

Team > Individual

We believe in team harmony and collaboration. We achieve more together, than individually.

 

We benefit from embracing what makes us all unique and appreciate that everyone is wired differently.

We are conscious of our egos and blind spots, ensuring they don’t get in the way.

We live by healthy open communication and constructive feedback that encourages growth.

Our Team

With diverse expertise and a collaborative spirit, we work together to deliver tailored solutions, always guided by our core values.

Co-Founder

Daniel Adams

Daniel Adams brings over 20 years of leadership experience to Engine Capital, where he plays a pivotal role in shaping the company’s strategic direction, leading distribution and marketing.

With a strong background in finance spanning Europe, the Middle East, and Oceania, Daniel’s expertise is instrumental in expanding Engine Capital’s reach and delivering innovative solutions to customers. For over 10 years, Daniel has been at the forefront of property lending in Australia, settling over $1 billion in property-backed loans, showcasing a proficiency in navigating a wide range of lending scenarios and driving successful outcomes.

Daniel’s extensive experience and innovative approach continue to drive Engine Capital’s growth and success in the industry.

Co-Founder

May Cai

May brings over 20 years of banking and leadership expertise to Engine Capital, where she plays a key role in shaping the company’s vision and driving its growth.

May oversees critical areas including credit, product, innovation, and compliance, ensuring Engine Capital stays ahead in a competitive market. Having held senior management roles at CBA, NAB, GE Capital, and Prime Capital, May’s extensive experience spans all segments of property lending, from SMEs to large property institutions. Beyond her professional achievements, she has served on the Women in Banking & Finance’s (WIBF) SLC Committee and the Property Council of Australia’s NSW Capital Markets Committee, reflecting her dedication to advancing the financial services industry.

Operations Manager

Mila Schultz

With over 6 years of experience in the finance industry, Mila plays a key role in ensuring Engine Capital’s operations run seamlessly.

Specialising in operations, collections, and financial hardship, she has experience in driving operational excellence and managing customer relations. Her natural empathetic approach for customers and problem-solving expertise are instrumental in supporting our customers and enabling Engine Capital to provide innovative and tailored solutions that set a new standard in the industry.

Business Development Manager

Rex Tang

Rex Tang is a dealmaker, strategist, and growth driver with a passion for financial markets and a knack for turning connections into opportunities.

Rex Tang is a dealmaker, strategist, and growth driver with a passion for financial markets and a knack for turning connections into opportunities. With over a decade of experience in business development, he specializes in solving broker problems—without the endless head-scratching that trips up newcomers in the industry.

Rex thrives on building relationships—give him a call, and he’ll chat until you hang up!  Before joining Engine, Rex wore many hats, from scaling institutional and retail trading businesses to hosting financial seminars and contributing to top financial publications. Based in Sydney, he’s all about pushing the boundaries of what’s possible in mortgage lending, blending innovation with a people-first approach to make things happen.

Business Development Manager

Perry Giannoulis

Culturally grounded and globally experienced, Perry brings warmth, adaptability, and a deep sense of purpose to his role - navigating strategic partnerships and meaningful client outcomes.

Perry brings a unique blend of entrepreneurial drive and technical expertise to Engine Capital. After a 17-year career in the marine industry, where he served as a mechanical technician and director, he transitioned into finance to pursue his passion for solving problems and helping clients. His mechanical background gives him a systems-based approach to lending, while his strong communication skills support his ability to build trust and navigate complex financial scenarios. Culturally grounded and globally experienced, Perry brings warmth, adaptability, and a deep sense of purpose to his role—supporting Engine Capital’s growth through strategic partnerships and meaningful client outcomes.

Business Development Manager

Mahen Sinnarasa

Having pursued entrepreneurial ventures alongside his 10+ years in finance, Mahen is uniquely positioned to help his business clients navigate complex lending, building lasting business relationships.

Mahen Sinnarasa has over 10 years of experience in financial services, specialising in client support, settlements, and mortgage operations. He has held roles at several major institutions, where he developed strong skills in documentation, compliance, and customer remediation. Mahen is known for his attention to detail, integrity, and passion for delivering excellent service. In addition to his corporate career, he has also pursued entrepreneurial ventures, further shaping his customer-first mindset and operational strength. At Engine Capital, Mahen is a valued member of the sales team, helping clients navigate complex lending with a personal, outcomes-focused approach that builds trust and lasting relationships.

Business Development Manager

Mustafa Genc

With 15+ years across finance, sales and operations, Mustafa brings a strong problem-solving mindset, thriving on helping brokers & clients with effective business solutions.

Mustafa Genc brings over 15 years of experience across finance, sales, operations, and customer service. With a strong background in consumer and asset lending, he has worked with leading institutions where he specialised in automotive finance and structured lending solutions. Having also run his own business, Mustafa deeply understands client needs and values relationship-building. Known for his solution-focused mindset and operational insight, he thrives on helping brokers and clients navigate complex financial situations. At Engine Capital, Mustafa plays a key role in the sales team, leveraging his expertise to deliver tailored outcomes and long-term value for clients.

Read The Story Behind
Our Success

We provide secured property loans to SMEs & developers. We do this by working with mortgage brokers, to add extra lending options to their toolkits when they are struggling with time, bureaucracy or rigid servicing rules imposed by other lenders.

Our team have more than 40 years of lending experience under their belts and have funded in excess of $3 billion in loans across Australia. Our sole purpose is to design and supply competitive mortgage products to mortgage brokers that banks used to do, and then stopped doing as it got too hard. Get in touch to see why an increasing percentage of commercial borrowers are turning to mortgage brokers in order to find simple mortgages that require less effort than dealing with the banks.